Typically, you'll need at least a 25% deposit (75% LTV) with Greyshore. Some products offer 20% deposit (80% LTV) for experienced landlords.
Buy to Let Mortgages
Expand your property portfolio with Greyshore Financial Trust's competitive buy to let mortgages. Designed for individual landlords and property investors.
Buy to Let Mortgage Options
Choose the right product from Greyshore for your investment needs
Greyshore Rental Income Calculator
Rental Coverage Check
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*Most Greyshore buy to let mortgages require rental income to cover at least 125% of the mortgage payment.
Buy to Let FAQs
Common questions about property investment mortgages with Greyshore
What is the rental coverage requirement with Greyshore?
Most lenders require the rental income to be at least 125% of the mortgage payment. Some products require 135% for HMOs or portfolio landlords.
Can I buy through a limited company with Greyshore?
Yes, Greyshore offers limited company buy to let mortgages. This can be tax-efficient for higher-rate taxpayers and portfolio landlords.
Do I need to be a homeowner to get a Greyshore BTL mortgage?
Most lenders require you to own your own home already. Some products are available for first-time buyers purchasing a BTL, but with stricter criteria.
What fees are involved with Greyshore?
Fees may include product fees (£0-£1,999), valuation fees (often free on our products), and legal fees (we offer free legals on many products).
