Greyshore Financial Trust - UK Bank
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Greyshore Financial Trust
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Mortgages

Find the right mortgage for your home with Greyshore Financial Trust. Competitive rates for first-time buyers, home movers, and remortgaging.

First Time Buyer
Remortgage
Buy to Let
Equity Release
Commercial
Mortgage Advice

Mortgage Products

Choose from our range of competitive mortgage options from Greyshore.

4.29% APR

2 Year Fixed Rate

Peace of mind with a fixed interest rate for 2 years. Perfect for first-time buyers and home movers with Greyshore.

  • 4.29% fixed until 31/05/2027
  • Maximum LTV: 90%
  • £999 product fee
  • Free valuation included
Apply Now →
4.69% APR

5 Year Fixed Rate

Longer-term security with a fixed rate for 5 years. Ideal for those wanting payment certainty with Greyshore.

  • 4.69% fixed until 31/05/2030
  • Maximum LTV: 85%
  • £0 product fee option available
  • Free legal fees for remortgage
Apply Now →
5.99% APR

Tracker Mortgage

Follow the Bank of England base rate with our competitive tracker mortgage from Greyshore.

  • Base rate + 0.99% for 2 years
  • No early repayment charges
  • Maximum LTV: 80%
  • Free standard valuation
Apply Now →

Mortgage Calculator

Estimate your monthly mortgage payments with Greyshore.

Calculate Your Monthly Payment

Your Estimated Monthly Payment

£1,520

Based on a 25-year term at 4.5% interest


Loan Amount:
£240,000
Total Interest Payable:
£0
Total Repayment:
£0

Buy to Let Mortgages

For property investors looking to expand their portfolio with Greyshore.

Standard Buy to Let

For individual landlords with 1-3 properties.

  • Rates from 4.99%
  • Maximum LTV: 75%
  • Minimum rental coverage: 125%
Learn More →

Portfolio Landlord

For experienced landlords with 4+ properties.

  • Bespoke underwriting
  • Limited company options
  • Flexible rental coverage
Learn More →

HMO & Holiday Let

Specialist mortgages for HMOs and holiday lets from Greyshore.

  • Up to 75% LTV
  • Competitive rates
  • Experienced underwriters
Learn More →

Mortgage FAQs

Answers to common questions about mortgages with Greyshore Financial Trust.

Need mortgage advice?

Speak to an Advisor
How much deposit do I need with Greyshore?

We offer mortgages from 5% deposit for first-time buyers through our 95% LTV products. Typically, a 10-15% deposit will give you access to better rates.

What is the mortgage application process?

Apply online in 15 minutes, get an agreement in principle within 24 hours, then submit documents for full approval. Most mortgages complete within 4-6 weeks.

Can I overpay my Greyshore mortgage?

Yes, most of our mortgages allow overpayments of up to 10% of the outstanding balance per year without early repayment charges.

Do you offer mortgages for self-employed?

Yes, Greyshore welcomes self-employed applicants. We typically require 2-3 years of accounts or tax calculations.

What fees are involved?

Fees may include product fee (£0-£1,999), valuation fee (free on most products), and legal fees (free for remortgages with Greyshore).

Ready to find your dream home?

Get an agreement in principle from Greyshore Financial Trust today and start your home buying journey.

Get Agreement in Principle
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Greyshore Financial Trust

UK Bank · Mortgage Experts

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Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Firm Reference Number: 928374. Registered in England and Wales.

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