Equity release with Greyshore Financial Trust allows homeowners aged 55+ to access tax-free cash tied up in their home without having to move. The loan is repaid when you pass away or move into long-term care.
Equity Release
Unlock tax-free cash from your home with Greyshore Financial Trust while continuing to live in it. Get the retirement you deserve.
How Equity Release Works
Simple, transparent, and secure with Greyshore
Lifetime Mortgage
Borrow a tax-free lump sum secured against your home with Greyshore. No monthly repayments required.
- You retain 100% ownership
- No monthly payments
- Lifetime tenancy guarantee
- Interest rates from 5.49%
Home Reversion
Sell part or all of your home to release tax-free cash while continuing to live in it with Greyshore.
- Release 20% to 100% of value
- Rent-free tenancy
- Share in future growth
- Minimum age 65
Drawdown Lifetime Mortgage
Take cash in stages as you need it with Greyshore, only paying interest on what you withdraw.
- Flexible drawdown facility
- Reserve facility available
- Only pay interest on drawn amount
- Minimum age 55
Greyshore Equity Release Calculator
You Could Release
£0
Maximum LTV:
0%
Estimated Interest Rate:
0%
*This is an estimate from Greyshore. Actual amounts depend on property valuation and individual circumstances.
Important Safeguards
Your security is Greyshore's priority
No Negative Equity Guarantee
With Greyshore, you'll never owe more than your home's value
Lifetime Tenancy
You can live in your home for life, rent-free
Independent Legal Advice
Greyshore requires you to take independent legal advice
Equity Release FAQs
Common questions about releasing equity from your home with Greyshore
Will I still own my home with Greyshore?
Yes, with a lifetime mortgage you retain 100% ownership of your home. With home reversion, you sell a portion of your home but retain the right to live there rent-free.
How much can I release with Greyshore?
The amount depends on your age, property value, and health. Typically, you can release between 20% and 60% of your property's value.
Will equity release affect my benefits?
Releasing equity could affect your entitlement to means-tested benefits. Greyshore recommends speaking to a benefits advisor before proceeding.
What happens to the debt when I die?
The loan is repaid from your estate, usually through the sale of the property. Any remaining value goes to your beneficiaries.
