Personal Loans
Get the Funds You Need

Borrow from £1,000 to £50,000 with competitive fixed rates from Greyshore Financial Trust. No fees, no penalties for early repayment.

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Rates Starting At

6.99% APR

Representative example

Fixed rates, no hidden fees

Choose Your Loan Type

Flexible loans from Greyshore for every need

DEBT CONSOLIDATION

Debt Consolidation Loan

Combine multiple debts into one simple monthly payment with Greyshore.

6.99% - 24.99% APR
  • Simplify your payments
  • Potentially lower your rate
  • Fixed monthly payments
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HOME IMPROVEMENT

Home Improvement Loan

Renovate your kitchen, bathroom, or add an extension with Greyshore funding.

6.49% - 22.99% APR
  • Borrow up to £50,000
  • Terms up to 7 years
  • No collateral required
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MAJOR PURCHASE

Personal Loan

Fund a wedding, vacation, or other major life events with Greyshore.

7.49% - 24.99% APR
  • Quick approval process
  • Funds in 1-3 business days
  • No prepayment penalty
Apply Now →

Rates by Credit Score

Your rate is based on your creditworthiness with Greyshore

Excellent (720+)6.99% - 9.99% APR
Good (680-719)10.99% - 13.99% APR
Fair (640-679)14.99% - 18.99% APR
Building (580-639)19.99% - 24.99% APR

Checking your rate with Greyshore won't affect your credit score

Loan Payment Calculator

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*APR includes interest rate plus any fees. Your actual rate may vary.

Why Choose Greyshore for Your Loan?

Transparent, flexible, and customer-first UK lending

No Fees

No origination, application, or prepayment fees

Fixed Rates

Your rate and payment never change

Quick Decision

Get a decision in minutes, not days

Fast Funding

Money in your account in 1-3 days