A Self-Invested Personal Pension (SIPP) is a type of personal pension that gives you greater control over your retirement savings. With Greyshore Financial Trust, you choose where to invest from a wide range of options.
Self-Invested Personal Pension
Take full control of your retirement savings with Greyshore Financial Trust. Choose from thousands of investments and enjoy significant tax benefits.
Why Choose a Greyshore SIPP?
Flexibility, control, and tax efficiency from a UK-regulated provider
Tax Relief on Contributions
Get up to 45% tax relief on your pension contributions.
- Basic rate: 20% automatically added
- Higher rate: claim up to 45%
- Annual allowance: £60,000
Investment Freedom
Choose from thousands of investment options.
- UK & international shares
- Investment trusts & ETFs
- Bonds, gilts, and commercial property
Flexible Access
Access your pension from age 55 (rising to 57).
- 25% tax-free lump sum
- Flexi-access drawdown
- Annuity purchase options
Investment Options
Thousands of investment choices at your fingertips
Shares
UK & global stocks
ETFs
Exchange-traded funds
Investment Trusts
Closed-ended funds
Bonds
Corporate & government
Greyshore SIPP Pension Calculator
Estimated Pension Value at Retirement
£0
Total Contributions:
£0
Investment Growth:
£0
Tax Relief Added:
£0
*This is an estimate. Actual returns may vary. Tax relief calculated at 20% basic rate.
Simple, Transparent Fees
No hidden charges, just fair pricing from Greyshore
Platform Fee
0.25%
per year (capped at £120)
Fund Management Fee
0.15% - 0.75%
depending on fund choice
Transfer Out Fee
£0
No exit fees
SIPP FAQs
Common questions about Greyshore Self-Invested Personal Pensions
What are the tax benefits?
You receive tax relief on contributions at your marginal rate (20%, 40%, or 45%). Investment growth is tax-free within the pension. You can take 25% of your pot as a tax-free lump sum.
Can I transfer existing pensions?
Yes, you can transfer most UK pensions into a Greyshore SIPP, including workplace pensions, personal pensions, and other SIPPs.
What is the minimum contribution?
You can start a Greyshore SIPP with a lump sum of £500 or monthly contributions from £25. There's no minimum ongoing balance requirement.
When can I access my SIPP?
You can access your SIPP from age 55 (rising to 57 from 2028). You can take up to 25% as a tax-free lump sum and use the rest for drawdown or to buy an annuity.
